What These Terms Actually Cover
By opening an account on payung77, you confirm that you have read and accepted these terms in full. They apply to every action you take on the platform — from submitting your first deposit via GoPay to requesting a withdrawal back to your OVO wallet. We
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may update these terms when our services change; we will notify you through your registered account before changes take effect, so keep your contact details current. These terms do not override applicable local law. Where Indonesian law or the rules of your region place additional obligations
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on either party, those obligations still apply. If a specific section of these terms conflicts with local regulation, that section is read down to the extent necessary to comply. Your continued use of the account after a notified update counts as acceptance of the revised terms.
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If you do not accept a change, close your account before the effective date and we will process any outstanding wallet balance back to your DANA or OVO account following our standard verification steps.
Service availability depends on eligible regions and local law. Users should check local rules before opening an account.